Leaving the Scheme Before Retirement

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If you leave your current employer, you have several options on what to do with your accrued Scheme benefits.  The options depend on how long you have been a Scheme member and whether or not you transferred membership when you joined the Scheme.


If you leave the Scheme within 2 years of joining, you can elect to receive a refund of contributions paid  Continue reading—–>

Transfer Out

If you have been a member for more than 3 months your benefits can be transferred out of the Cheshire Pension Fund at any time after you leave providing that your new employer / pension provider is willing to accept the transfer value.  Continue reading—–>

Deferred Benefits

Once you have 2 years of membership in the Scheme (or less if you have transferred pension rights from another scheme), you have the right to defer your benefits in the Cheshire Pension Fund until you reach your normal retirement age.  Continue reading—-->

Opting Out

For further information please use the link.  Opting Out