What if I am retired on medical grounds?

There are three tiers of ill health retirement benefits in the LGPS. All ill health retirements must be certified by an Independent Registered Medical Practitioner (IRMP).

Tier 1

If you are certified as permanently incapable of doing the duties of your current employment or any other gainful employment until Normal Pension Age, the fund will pay an ill health pension with benefits based on the membership you have in the Scheme, plus an enhancement of 100% of your potential membership (pro-rata if you work part-time) through to Normal Pension Age.

Tier 2

If you are certified as permanently incapable of doing the duties of your current employment and incapable of any gainful employment for at least three years, but it is likely you can resume gainful employment before Normal Pension Age, the fund will pay an ill health pension based on the years you have in the Scheme, plus an enhancement of a quarter (25%) of your potential membership (pro-rata if you work part-time) to Normal Pension Age.

Tier 3

If you are certified as permanently incapable of doing the duties of your current employment but you are judged to be capable of obtaining gainful employment within three years (i.e. working at least 30 hours per week for a minimum of 12 months), the fund will pay a benefit based on your accrued membership at your date of leaving (no enhancement) for up to a period of three years.

Your employer will be required to undertake a review after 18 months.  If your pension is still continuing they will have the power to stop the payments if the IRMP still considers you are capable of obtaining gainful employment within three years from your date of leaving.