Members Not Paying in

A deferred benefit is a pension benefit that is retained in the Local Government Pension Scheme (LGPS) until it becomes payable or is transferred out of the Fund.  If you leave your employment or opt out of the Scheme before your pension benefits are due to be paid and have over 2 years membership you will become entitled to deferred benefits.

These benefits consist of an annual pension and a tax-free lump sum.  While secured in the Local Government Pension Scheme your benefits are guaranteed and attract cost of living awards, each April.

If you joined the LGPS before 1st April 2014, left the scheme after 1st April 2014 and have been a member for more than 3 months but less than two years you can also opt to take a refund.