Local Government Pension Scheme (LGPS)

The LGPS is a statutory, funded pension scheme, the Scheme is very secure as the benefits are defined and guaranteed in law.  The LGPS is offered by local government employers and by other organisations that have chosen to participate in it.

To be able to join the LGPS you need to be under age 75 and work for an employer that offers membership of the Scheme. If you are employed by a designating body, such as a town or parish council, or by a non-local government organisation which participates in the LGPS (an admission body), you can only join if your employer nominates you for membership of the Scheme.

Benefits can be transferred into the fund from other pension schemes to which you may have contributed. If you wish to transfer benefits from a previous pension arrangement or a LGPS fund, you must request it in writing within the first 12 months of joining the Cheshire Pension Fund.  Your employer may decide to extend this period, but you should check their policy on this. Independent financial advice should be sought, before any transfer is made as it may not always be the best option for you to transfer.